Bad Credit Loans
Can You Get a Personal Loan in Singapore with a Bad Credit Score?
While being in good credit standing is definitely a bonus when applying for any type of loan from traditional lending institutions such as banks in Singapore, it’s not the end of the world if you happen to have a less-than-stellar credit history. Bad credit loans from licensed moneylenders like us can be a financial solution for you.
What is a loan for bad credit?
Simply put, a bad credit loan is created for individuals who may have faced repeated loan rejections from banks and other conventional lending institutions due to their poor credit ratings. Bad credit loans are an alternative way for these individuals to get access to the financial help they need.
Why take out a bad-credit loan with us?
– Competitive interest rates with flexible repayment terms
Whether their credit score is good or bad, we believe every individual should be able to access financial help when they need it. This is where personal loans for people with bad credit scores come in. We are here to improve your cash flow, not to make it impossible for you to manage. Feel free to compare our interest rates with other moneylenders in Singapore – you will realize we are among the most competitive. Talk to us about your requirements – we have a range of flexible repayment terms and are able to tailor a repayment plan that works best for you.
– A licensed moneylender
Rest assured you are dealing with a licensed and legal moneylender who has your own interest at heart. Feel free to drop by our office and fill out a simple application form for your bad credit loan. We will give you a loan eligibility decision no more than a working day or two after the day you apply.
Eligibility, and how to apply for a bad-credit loan with us
Skrol ke kanan untuk melihat jadual ini
| Pemohon | Keperluan |
|---|---|
| Kelayakan umum (terpakai untuk semua pemohon) | – Mestilah berumur sekurang-kurangnya 21 tahun – Mestilah warganegara atau pemastautin tetap Singapura – Perlu mempunyai pekerjaan atau pendapatan berulang |
| Individu yang menerima gaji dan/atau komisen | Kad Pengenalan (NRIC) – Kad Pengenalan (NRIC) – Penyata bank untuk 3 bulan terakhir – Slip gaji terkini |
| Bekerja sendiri | Kad Pengenalan (NRIC) – Kad Pengenalan (NRIC) – Penyata bank untuk 3 bulan terakhir – Notis Penilaian Cukai Pendapatan untuk 2 tahun terakhir – Profil perniagaan ACRA terkini – Penyata kewangan syarikat untuk 6 bulan terakhir |
Sila lawati kami mohon secara peribadi. Untuk pertanyaan lanjut, sila hubungi 6481 1788.