Fast Cash Loans
No matter how ingeniously we budget, there can be times when a financial emergency hits. Those are the times when a fast cash loans can save the day and let you breathe easier.
What is a fast cash loans?
A fast cash loan can be taken out by individuals who have an emergency or unexpected financial obligations to take care of, such as a hefty medical bill or a looming utility bill. It is a useful financing option, especially for individuals with poor credit history who will tend to be turned away by most conventional lending institutions.
Fast cash loan features
The name already highlights a very salient feature – it is fast: a fast application process and a fast response. All you need to do is fill out an application form at our office, and our consultants will process the application immediately.
Fast cash loans in Singapore can be disbursed immediately upon loan approval – no more waiting for weeks to get the funds you need urgently.
Why take out a fast cash loan with us?
– Straightforward application process
We understand that you cannot afford to waste time waiting for your fast cash loan application to be approved when you have urgent financial matters hanging over you like a dark cloud.
All you need to do is fill out our application form, and we will get back to you with a decision on your loan eligibility within two working days from the date of application.
– A fast and convenient access to your loan money
Loans can be disbursed immediately in the form of cash upon loan approval. There’s no waiting for cheques to be cleared, and no waiting for funds to be transferred into your bank account.
Eligibility and how to apply for a fast cash loan with us
Scroll right to view this table
| Applicant | Requirements |
|---|---|
| General eligibility (applicable to all applicants) | – Must be at least 21 years old – Must be a citizen or permanent resident of Singapore – Should be employed, or have a recurrent stream of income |
| Individuals receiving salary or/and commission | Documents to prepare: – NRIC – Bank statements for the last 3 months – Latest payslip |
| Self-employed | Documents to prepare: – NRIC – Bank statements for the last 3 months – Income Tax Notice of Assessment for the last 2 years – Latest ACRA business profile – Financial statements of the company for the last 6 months. |
Please visit us to apply personally. For further enquiries, please call +65 6481 1788
FAQ
Q1 | What is the minimum and maximum period for repayment?
Our minimum period (More than 60 days) and the maximum period for repayment is 12 months.
Q2 | What is the maximum annual percentage rate (APR)?
Under MONEYLENDERS RULES 2009, the maximum interest rate moneylenders can charge is 4% per month.
The computation of interest charged on the loan must be based on the amount of principal remaining after deducting from the original principal the total payments made by or on behalf of the borrower which are appropriated to the principal.
[To illustrate, if X takes a loan of $1,000, and X has repaid $400, only the remaining $600 can be taken into account for the computation of interest.]